Life insurance is something we all need. The question then becomes how much is the right amount to have. The value of an insurance policy is referred to as the “face value.” This is also known as the death benefit. Either way it means the amount that the policy will pay out in the event of the policyholder’s death. When you are considering life insurance, understanding all the expenses involved is crucial to determining how much you will need. Then from there you can determine how much above that amount is needed by reviewing your life needs. This will vary from person to person and

The stormy season can be treacherous no matter where you may live, but residents of Florida tend to see the worst of storms with hurricanes and severe flooding occurring several times per year. These storms can cause major damage to your property and some of which may not be easy to repair or restore. If you live in one of the more dangerous storm areas in the state, take precautions before and during storm season to ensure that your home and your family remain safe. That is a list of safety tips that can help you prepare your Florida home for the storm season. 8 Steps to Prepare Your H

The holidays are the perfect time to travel home and spend time with friends and family members you haven’t seen in a long time. If you have already planned your trip, it is likely you are looking forward to hitting the road. But, are you prepared for the incidents and issues that could occur along the way? There are so many things that can stand in the way of a pleasant holiday vacation from flight cancellations to medical emergencies and automobile maintenance. It can be challenging to plan ahead of every single mishap that may occur. But if you have a travel insurance policy, you c

It’s no secret that the holidays can be a stressful time of year. Last minute shopping and wrapping up the end of the year details can take its toll on even the most patient of people.  Let's not forget the pressure of holiday guests that will soon be visiting your home.  Whether it's out-of-town family or friends coming over for a New Year’s Eve party, mishaps seem to increase during the holidays. But if you have the right coverage, there is no need to worry about your home being protected. Most incidents that occur with or because of holiday visitors may be covered under your homeow

Life insurance has interesting applications beyond protecting dependents and loved ones. It can be used as a savings tool, retirement investment, and even for charitable gift giving. The best time to purchase a life insurance policy is as soon as possible. As individuals get older, life insurance becomes more expensive. It’s prudent to plan and get educated about the many uses of a life insurance policy. Here are some of the best times to buy life insurance: As a Young Adult It is difficult for those in their 20s to see the benefits of purchasing an insurance policy while they are