Car Insurance Company Miami: 5 Most Common Car Accidents and How to Prevent Them

Car crashes happen every day, ranging from the catastrophic wrecks that make headlines to harmless fender benders on the side of the road. Statistics show that a majority of car accidents are non-fatal, but they can still leave lasting consequences on your long-term health. The best way to stay protected is to remain informed of the most common ways that car accidents happen – and working with the right Florida auto insurance company doesn’t hurt, either. Continue reading to learn moreRear End CollisionsAs one of the most common kinds of car accidents, rear end collisions occur when one car follows another too closely and collides with it due to a sudden stop. Though not exceptionally harmful, these accidents happen all the time due to recklessness and aggression on the road. They are easily prevented by always maintaining a safe following distance behind the car ahead of you. Even in slow traffic, tailgating increases the risk of rear end collisions.Single Vehicle CrashesThis category of crash includes incidents like running off the road, slipping on ice, hydroplaning, hitting stationary objects, and many other situations. Typically, one small mistake or error in judgment is all that defines the fine line between safe driving and an accident, which is partly why these crashes often involve teen or amateur drivers. To best stay safe from these kinds of accidents, avoid high speeds or other forms of dangerous driving that limit your reaction time.Cross-Traffic AccidentsThe dreaded “T-bone” accidents occur at traffic intersections where one car might run a red light or take a left turn without yielding to oncoming traffic. Even if other drivers may be at fault for cross-traffic accidents due to negligence of proper driving etiquette, you are still at risk of suffering harm if another driver were to hit you. To prevent being a victim of this type of car accident, take extra caution when entering intersections and follow traffic laws.Clipping During MergingMost cars have blind spots and clipping occurs when a driver merges lanes without seeing another vehicle in one of their blind spots. Before merging, take a thorough look at all your blind spots to make sure that there aren’t any hidden vehicles impeding your transition. In addition to avoiding causing clipping, help other vehicles on the road stay safe by being cognizant of their blind spots when they are around you. Remain mindful of vehicles that probably cannot see you due to blind spots, as they may try merging into you.Low Speed AccidentsLow speed accidents are defined as collisions that happen under the speed of ten miles per hour and often include fender benders, bumps, parking lot collisions, and other parking lot or residential area accidents. When driving through neighborhoods, always remain vigilant for pedestrians and never speed. It doesn’t take very high speeds to cause serious harm to a pedestrian so always be on the lookout, especially when driving in reverse.With all this in mind, it is still impossible to prevent accidents entirely. Drivers require protection in the event of an accident. Plus, reckless drivers may be liable for the damages caused by their accident. Auto insurance protects you against financial loss in the event of an accident – that way, you can still have financial security even after an unexpected collision. Contact Demont Insurance Agency today to learn more about our policies. As a preeminent car insurance company Miami, we offer a plethora of protection that will keep you and your vehicle safe.