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The Importance of Having the Right Insurance Coverage for Your Small Business As a small business owner, it is essential to have the right insurance coverage to protect your business from unexpected risks and potential financial loss. Whether you operate a small retail store or a tech startup, having the appropriate insurance ... Read More

The Impact of Climate Change on Insurance Rates and Coverage Climate change is a global issue that is impacting every industry in different ways. One industry that has been significantly affected by climate change is the insurance industry. The increase in natural disasters, extreme weather conditions, and ris... Read More

3 Reasons to Regularly Review Your Auto Insurance Policy Thanks to how time-consuming it can be to research and purchase an insurance policy, you’re probably not in any hurry to review it once it’s all set up. However, there are a few reasons why you might want to regularly take a look at your policies — ... Read More

Important Considerations When Choosing a Life Insurance Policy Selecting a life insurance policy can be confusing, seeing as how there are so many options to choose from. Many people opt to go without life insurance because they’re baffled by the various types and coverage amounts. That’s always a mistake. Fortu... Read More

A Guide to Auto Insurance in Tallahassee: Terms to Know Whether you’re seeking auto insurance coverage for the first time or shopping around for a new policy that provides better rates and protections, the process can be confusing and tedious. The good news is that you can better navigate finding auto in... Read More

4 Reasons to Review Your Homeowners Insurance Heading into 2023 Like most homeowners, you probably pay for your homeowner’s insurance using an escrow fund managed by your mortgage company. This common approach ensures that your homeowner’s insurance gets paid every year and allows you to spread out the cost of y... Read More

Why Is It a Good Idea to Bundle Your Insurance Coverage? Everyone loves saving money, and one simple, convenient way to do it is by bundling your insurance. If you’re already paying for insurance, you might as well save money where you can. Read More

A Guide to Commercial Insurance for Small Businesses If you own a business or are looking to start one, you need commercial insurance. Commercial insurance protects business owners against various risks that could impact their success. It’s designed to cover the business as well as its owners and emplo... Read More

General Liability Insurance vs. Business Owner's Policy: What's the Difference? Insurance is important in every aspect of life, especially if you own a business. Having business insurance can protect you and your livelihood from lawsuits, disasters, and more. When researching business insurance, you’ve likely come across the ter... Read More

Homeowner's Insurance: What Is the 80% Rule? While not every homeowner’s insurance company adheres to what’s known as the “80% rule,” the majority do. So, if you are looking for a homeowner’s insurance policy, it’s a safe bet you’ll need to understand the 80% rule. Read More

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The above description(s) provide(s) a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.

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