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Everything You Need to Know About Commercial Auto Insurance Commercial auto insurance isn’t personal auto insurance with a different name. When you bring money into the equation, the rules change. Insurance is easy to forget while starting a new business. Odds are, if you use your car to make money, you shoul... Read More

The Basics of Business Insurance for Small Business Owners As a small business owner, you must protect your company’s assets with adequate insurance. Most insurance companies recommend property, liability, auto, and workers’ compensation insurance for business owners, but you may need additional coverage. Read More

Workers Comp Insurance: Do You Need It for Your Volunteers? While volunteers are the lifeblood of many institutions, their work is often taken for granted. Whether they’re helping out in a school classroom, stocking shelves at a food bank, or visiting elderly residents in a nursing home, volunteers make a hug... Read More

What to Do If Your Car's Been Totaled in an Accident It’s easy to be swept up in shock, confusion, and regret following a car accident. Even after the early stages, emotions run high, especially if your car has been declared a total loss. Your circumstances will affect the results of your claim and how... Read More

The Dangers of Going into Hurricane Season Unprepared Hurricane season in Florida can be a stressful time. Being adequately prepared will help ease the stress and help you feel more confident that your home and belongings are ready. The best hurricane protection in Florida is doing what you can to preve... Read More

Personal Property and Personal Liability: What You Need to Know Everyone owns some sort of personal property, whether it be a car, home, furniture, clothing, or jewelry. All of these things have a financial value to the owner. In an insurance context, if an accident occurs and you are responsible for it, your pro... Read More

Steps to Take If Your Parked Car Is Hit Big or small, a car accident disrupts not only your day but the next few days or weeks of your life. In the moments after an accident, you may feel powerless, confused, and out of control of the situation. Accidents with your parked car can feel e... Read More

5 Reasons to Insure Your LLC in Florida As an entrepreneur, you have likely structured your business as a limited liability company (LLC) to protect your personal assets. As an additional layer of protection, you should contact an insurance company in Florida to insure your LLC. Here are f... Read More

Why Do Auto Insurance Rates Increase the Older a Car Gets? Many factors affect the price of your insurance premium. Although it may seem like your premium is increasing as your car gets older, there are other variables to consider, as well.Insurance companies are most concerned with you crashing into somebod... Read More

Standard Homeowners Insurance: A List of What Is (and Isn't) Covered If you have a mortgage for your home, your lender will require you to carry homeowner’s insurance until the entire loan has been repaid. Even after you pay off your home, maintaining your insurance coverage is still a good idea.While you may need to ... Read More

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The above description(s) provide(s) a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.

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